TERMS OF REFERENCE (TOR)
Post: Monitoring Analyst
No. of Vacancies: 02
Post Type: Full time
Department: Credit Department -Monitoring Unit
Reporting to: Deputy Manager –Monitoring
Key Tasks, Responsibilities, and Deliverables:
• Key tasks and responsibilities of the post include the periodical review of existing facilities.
• Monitoring of asset portfolio to generate Early Warning Indicators (EWIs) potential areas to
focus on and recommend pro-active measures to the management.
• Conduct regular credit reviews with a view to identifying any changes in their
creditworthiness.
• Monitor and review existing exposures and performance of existing credit facilities.
• Periodical review of collateral and ensure collaterals are maintained in accordance with
relevant policies of the Corporation.
• Conducting periodical visits to existing customers for review and verification of ongoing
businesses activities.
• Analysis of the impact on macro and micro-environment/ economic factors due to credit
facilities provided by SDFC.
• Managing credit risks from the point of origination to full recovery in line with the
corporation’s policies, procedures, controls, and compliance requirements
• Follow up on the maintenance of periodic documentation requirements of existing facilities.
• Develop and regularly use quantitative and qualitative EWIs to aid the timely detection of
high-risk credit facilities.
• Ensuring that Corporation’s policies and procedures are followed in monitoring and review
of facilities and ensure that gaps are regularly reported to the management.
• Liaison with other departments for the achievement of common goals of the Corporation
• Provide support on ad hoc requests as required by the management.
Requirements:
• MQA level 5 qualification in Business, Finance, Economics with a minimum of 2 years’
experience in relevant field.
Other Competencies required:
• Strong analytical, problem-solving, and decision-making skills with the ability to adapt to
change.
• Excellent interpersonal and communication skills.
• Excellent computer skills including the processing of word documents, spreadsheets &
databases.
• Familiarity with trade, economic development, and development of the private sector in the
Maldives
• Experience in the banking or financial services industry would be an added
advantage.
Remuneration Package:
• Gross pay is between MVR 15,500 – MVR 16,400 depending on the qualification and
Experience.
Other Benefits:
• Health Insurance as per company policy.
• Training and development opportunities.
Working Hours:
• The selected applicant will be required to work from 0800 to 1600 on weekdays.
Documents required with the job application:
• Complete and up-to-date Curriculum Vitae (CV).
• Copy of National Identity Card.
• Copies of academic certificates with transcripts (all international certificates must
be accredited by MQA)
• Reference letters from current/ previous employers certifying type of employment,
job roles, and service period.
• Recommendation letters from previous supervisors or employers (optional).
How to Apply:
• Required documents should be submitted using the link:
https://sdfcmv.aidaform.com/job-application-form-monitoring-analyst18 before 28th
January 2025, 14:00hours.
Important notes to applicants:
• Incomplete applications will be rejected without further notice.
• Applications should be submitted only via the given link, applications received via
email will be rejected.
• Only short-listed candidates will be notified of the interview.
For inquiries, please contact us on weekdays between 9:00 am to 14:00pm via 1613 or email
to [email protected]