Risk Analyst އައު

HOUSING DEVELOPMENT FINANCE CORPORATION PLC

މުސާރަ

0 ރުފިޔާ+

ތަފްޞީލު

މުސާރައާއި އިނާޔަތްތައް: 0 ރުފިޔާ+

ވަޒީފާގެ ތަފްޞީލު

Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized company with International Shareholders represented by the International Finance Corporation (IFC of World Bank Group), Asian Development Bank, and HDFC Bank Ltd. of India, jointly holding 51% of shares.

Job Title: Risk Analyst

Department: Risk & Compliance

Job Type: Contract (Full-Time)

Term of Contract: 12 months (Based on performance employee will be given a permanent contract)

Vacancies: 01

Job Description

Risk Policy and Procedure Development

Assist in the design, development, and implementation of comprehensive risk management policies and procedures aligned with the organization’s strategic objectives and regulatory requirements.
Support periodic review and update of risk management frameworks to ensure relevance, efficiency, and alignment with industry best practices.

Data Systems and Risk Assessment Processes

Contribute to the development and maintenance of systems and processes for collecting, storing, and analyzing data necessary for thorough and ongoing risk assessments.

Assist in identifying internal and external events affecting the Corporation, assess their impact, and recommend risk mitigation strategies.

Key Risk Indicators (KRIs) and Monitoring

Assist in the development, implementation, and continuous monitoring of Key Risk Indicators (KRIs) to effectively track and report on risk exposure across business units.
Ensure timely escalation of emerging risks or anomalies detected through KRI monitoring.

Data Analysis and Emerging Risk Identification

Conduct company-level and departmental risk assessments to identify potential vulnerabilities, control weaknesses, and compliance gaps.
Analyze complex data sets to identify trends, anomalies, or patterns that may indicate emerging risks.
Provide insights to management on potential impacts and recommend proactive risk mitigation measures.

Risk Dashboard and Reporting

Assist in the development and continuous improvement of the Risk Dashboard for management reporting.
Prepare and present risk and compliance reports to senior management, highlighting exposures, and recommendations.

Cross-Functional Collaboration

Work closely with all departments to implement security controls and compliance measures.

Coordinate with other departments to ensure compliance with risk management standards.

Event and Incident Response

Assist in identifying internal and external events affecting the organization, evaluate their potential impact, and support the development of responsive risk mitigation strategies.

Regulatory Compliance and Audit Support

Monitor regulatory developments and industry trends and ensure compliance with applicable laws and guidelines.
Provide support during audits, assessments, and regulatory inspections, ensuring timely and accurate responses to inquiries.

Risk Culture and Awareness

Promote a culture of risk awareness across the organization by conducting periodic training and awareness programs.

Participate in the development and testing of business continuity and disaster recovery plans to ensure organizational preparedness for adverse events.

Sharia’h Risk Management

Support the identification, monitoring, and mitigation of Shariah non-compliance risks in Islamic finance operations.
Collaborate with the Shariah Compliance Officer and relevant departments to resolve and mitigate identified Shariah-related risks.

Ad Hoc and Special Projects

Provide analytical and operational support on risk-related tasks or projects as required by senior management.

Job Requirements & other competencies

Bachelor’s degree in finance, Risk Management, Banking, Business Administration, or a related field.
Proven experience in risk analysis, compliance, audit, or related roles.
Proficiency in Excel, risk modeling tools, and data visualization software.
Familiarity with regulatory frameworks, corporate governance and Risk Management best practices.
Excellent written and verbal communication skills.
Strong analytical and problem-solving skills.
High level of integrity and attention to detail.
Ability to work independently and collaboratively across functions.

Salary: Salary ranging from MVR 15,500 to MVR 23,000 commensurate with qualifications and experience.

Other Benefits: