TERMS OF REFERENCE (TOR)
Post: Research Analyst
No of Vacancies: 01
Post Type: Full time
Department: Credit Department – Product, Portfolio and Research Unit
Reporting to: Deputy Manager – Product, Portfolio and Research Unit
Key tasks, responsibilities, and deliverables:
• Key tasks and responsibilities of the post include maintaining the portfolio of SDFC, attending
to reporting requirements and conducting market analysis.
• Gathering statistics and maintaining databases required for research of business sectors and
activities.
• Researching and providing updated information on island statistics and market fluctuations
to the credit team.
• Conducting research on a continuous basis on major industries and market fluctuation and
using external data to develop benchmarks for comparing the performance and capacity of
SME businesses.
• Conducting impact studies on market fluctuations and assessing the social and market impact
from SDFC portfolio.
• Generate and update various portfolio-related MIS for the Management.
• Maintaining a detailed portfolio of existing facilities based on their general business activities
and collateral requirements.
• Attending to reporting requirements of both internal and external requests.
• Participation in internal meetings to review and determine areas for process improvements.
• Review existing products and development of new products.
• Perform periodic review and n of existing customers based on the qualitative and
quantitative framework and recommend appropriate actions to the management.
• Monitoring of asset portfolio to generate early warning signals, potential areas to focus on
and recommend pro-active measures to the management.
• Liaison with other departments for the achievement of common goals of the Corporation
• Provide support for ad hoc requests as required by the Management.
Requirements and Qualifications:
MQA level 5 or 6 qualifications of Business/ Economics /Finance/Banking with
Minimum 02-year experience in relevant field.
Other Competencies required:
• Strong analytical, problem-solving, and decision-making skills with the ability to adapt to
change.
• In-depth knowledge of the local business environment and supply chain.
• Excellent interpersonal and communication skills.
• Excellent computer skills including processing word documents, spreadsheets, and
databases.
• Familiarity with trade, economic development, and development of the private sector in the
Maldives.
• Experience in the banking or financial services industry would be an added advantage.
Remuneration package:
• Gross pays between MVR 15,500 – MVR 16,400 depending on the Qualification and
Experience.
Other benefits:
• Health Insurance as per company policy.
• Training and development opportunities.
Working Hours:
• The selected applicant will be required to work from 0800 to 1600 on weekdays.
Documents required with the job application:
• Complete and up-to-date Curriculum Vitae (CV).
• Copy of National Identity Card.
• Copies of academic certificates with transcripts (all international certificates must be
accredited by MQA)
• Reference letters from current/ previous employers certifying type of employment, job roles,
and service period.
• Recommendation letters from previous supervisors or employers (optional).
How to Apply:
• Required documents should be submitted using the link: https://sdfcmv.aidaform.com/job-application-form-research-analyst5 26th January 2025, 14:00hours.
Important notes for applicants:
• Incomplete applications will be rejected without further notice.
• Applications should be submitted only via the given link, applications received via email will
be rejected.
• Only short-listed candidates will be notified for an interview.
For inquiries, please contact us on weekdays between 9:00am to 14:00pm via 1613 or email
to [email protected]